On average, an auto mishap occurs each 5 seconds, somebody suffers bodily damage or mental trauma in an accident once every 11 seconds, apart from which a fatal injury occurs once every twelve minutes. Such statistics are worrisome thoughts at the time that you get behind the wheel to go to school, the office, or just to the shops, and forceful corroboration of why online automobiles insurance cover is so vital.
Nevertheless, you can relax a little, with the knowledge that the number of collisions resulting in loss of life for each hundred-million vehicle-miles traversed (which is the number of miles that non-commercial vehicles are driven in a base period) is the least ever noted since records have been maintained, and that is thirty yrs. back, registering at 1.46, and remained below 1.50 in the second successive annual period. On the basis of a statement, the number of official complaints or reports regarding vehicle accidents, occurring on the expressways, fell to less than 6.2 million from more than 6.3 million in `03, and the numbers pertaining to those who were hurt in motor-vehicle mishaps continues to steadily decrease too.
This drop is owing, in some measure, to the US-wide programs aimed at encouraging seat-belt usage and lowering impaired driving. Today, the seat belt law is obligatory within all fifty U.S. states, and this measure has significantly influenced the decrease in the figures pertaining to people killed because they are victims of vehicular collisions for the year `04. The U.S.-wide program to discourage DUI (driving when drunk or `under the influence`) has also dramatically helped lower DWI accidents that result in death, for the second consecutive year without interruption.
In spite of the above-mentioned novel preventive actions, accidents occur nonetheless. This is why the spotlight has turned to particular days and hours during which accidents happen. Going by research studies, weekend nights (i.e., Saturdays and Sundays), from 12 - 3 a.m., are the most perilous times for drivers to venture onto the roads, with a statistical figure of 2,451 collisions where people lost their lives in `04; 76 % of these accidents figured drivers `under the influence`.
With this information, you can know which time-period during the day you should attempt to keep off the roads - or be particularly cautious, but can you identify that part of the year? One study claims that August beat all comers, notching up by far the highest figures of life-threatening accidents in a single month, and - a thought to curdle your eggnog - the month of December had the most overall car accidents, with a total of 601,000 - a fact to remember when you`re planning your car journeys during the X`mas and New Year breaks!
The vehicle you operate also be a decisive feature in the possibility of vehicle smash-up. Passenger cars (large vehicles designed to carry up to 9 passengers, including the driver) and vans played a role in almost 95% of the 11,000,000 vehicles involved in auto crashes in 2004. Big rigs only accounted for 15 percent of the motor vehicle accidents. To add to this, we noticed a higher number of vehicles literally going belly-up during a vehicular mishap. Out of the motor vehicles which overturned, utility vehicles had the dubious distinction of having the greatest rate, - a rate of 36.2 % in serious accidents resulting in loss of life, 9.6 % in `injury crashes` (auto mishaps where people were hurt), and 2.4 % in accidents that caused property damage only. Regardless of the crash severity, the greater number of such collisions took place during the day, in normal weather, and at a time when the vehicle was on a straight stretch of road.
Safeguard yourself (and your family) with vehicles coverage. Of course, accidents and collisions are one of those things that can`t always be avoided, but you do have control -- just respect a number of uncomplicated means to enhance your (and others`) safety when you`re driving. Such measures include ensuring that you have fastened your seat belt at all times, driving within the speed limit, being duly alert about your surroundings-- plus owning automobiles coverage. When you have instant online insure, you are equipped to secure your own person, your dependants, those who ride with you, as well as other drivers, from having to bear additional heartache and financial encumbrance.
If you are in the market for autos assurance or if you are keen to make sure you`re getting the optimal scheme in terms of the cost, the Internet will be able to get you any kind of instant online insure data you require. Online, you`ll have every opportunity to make side-by-side comparisons of online motor insure charges from as many as a dozen insurance organizations, helping you assess various nyc cheap car insurance premiums while helping you find the best motors assurance on-line package to suit your general circumstances and needs.
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